Upon delivery of a rated insurance policy, the Producer must obtain each of the following EXCEPT:

Upon delivery of a rated insurance policy, the Producer must obtain each of the following EXCEPT:

• A. Signed HIPAA disclosure
• B. Insurance application confirmation
• C. Agent's statement of facts
• D. Payment receipt for first premium

Answer: (A)

When a rated insurance policy is delivered, the Producer is required to collect certain documentation to ensure compliance with underwriting procedures and to confirm the terms of the insurance contract. The proper items typically include an insurance application confirmation, an agent's statement of facts, and a payment receipt for the first premium. A signed HIPAA disclosure is primarily related to the privacy and handling of health information. While it is an important document in the context of health-related insurance, it is not a typical requirement specifically tied to the delivery of a rated insurance policy. In this case, the obligation focuses more on confirming the details of the policy and the payment rather than on obtaining disclosures about health information, thus making it the exception in this scenario.

When a rated insurance policy is delivered, the Producer is required to collect certain documentation to ensure compliance with underwriting procedures and to confirm the terms of the insurance contract. The proper items typically include an insurance application confirmation, an agent's statement of facts, and a payment receipt for the first premium.

A signed HIPAA disclosure is primarily related to the privacy and handling of health information. While it is an important document in the context of health-related insurance, it is not a typical requirement specifically tied to the delivery of a rated insurance policy. In this case, the obligation focuses more on confirming the details of the policy and the payment rather than on obtaining disclosures about health information, thus making it the exception in this scenario.